Fully Insured Healthcare Management

Improve Your Benefits with Quantum Health

  • ENHANCE your employee benefits with ZERO DISRUPTION to existing plans.
  • Quantum Health Benefits works alongside your current coverage.
  • Implement ANY TIME during the year, no waiting for open enrollment.
  • EMPLOYERS receive SIGNIFICANT tax savings.
  • EMPLOYEES have INCREASED take-home pay.
Key Benefits

Why Choose Quantum Health Benefits?

A comprehensive solution that delivers value for both employers and employees

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Employer Tax Savings

Save $600 to $900 annually per employee through pre-tax deductions that lower taxable income for both parties.

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Zero Employee Cost

With no out-of-pocket costs, employees gain access to comprehensive preventive healthcare management without any financial burden.

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Fully Insured

The QHB Plan is a Fully Insured Supplemental Indemnity Plan, underwritten through major US insurance carriers.

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Nationwide Availability

Approved by State departments of insurance and available in all 50 states for companies of all sizes.

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Flexible Start Date

The plan can be implemented at any time during the calendar year β€” no need to wait for open enrollment periods.

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No Disruption

Enhances your existing benefits without changing or replacing any current healthcare coverage your employees have.

For Employers

How QHB Helps Your Business

Multiple pathways to improved profitability and workforce wellness

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Profitability

The Quantum Health Benefits Plan is paid for with pre-tax dollars, saving employers an average of $600-$900 a year per employee. Happy and healthy employees mean improved productivity and decreased absenteeism.

$60,000–$90,000
Annual Savings per 100 Employees
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Financial Relief

Most major medical plans have substantial out-of-pocket expenses from deductibles, copays, coinsurance, and prescription drug costs. QHB provides benefits designed to lessen this financial burden.

$0
Cost to Employers and Employees
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Wellness Programs

The Quantum Health Benefits Plan improves overall health and wellness through simple monthly activities including self-directed courses, health quizzes, HealthWallet assessments, and risk identification.

100%
Fully Insured Coverage
For Employees

How We Help Employees

We empower individuals to take an active role in their overall health to reduce future healthcare costs and have improved lives inside and outside of the workplace.

Plan Benefits

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Hospital Indemnity Benefit

  • Up to $1,000/day
  • Payable up to 30 days
  • Inpatient Benefit
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Emergency Room Benefit

  • Up to $500/day
  • Payable up to 3 days
  • Accident/Sickness
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Ambulance Benefit

  • Up to $500
  • Payable up to 3 days
  • Ground/Air
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Critical Illness & Accident Plan

  • Critical Illness Benefit $2,500
  • Accident Benefit: $1,000
  • No Deductible
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Daily Inpatient Surgery

  • Inpatient Surgery: $1,000
  • Anesthesia Benefit: $400
  • Days Payable: 1 day
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Prescription Drug Plan

  • $0 Copay Acute Formulary
  • $0 Copay Chronic Formulary
  • 1,000+ medications
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Telemedicine Benefits

  • Includes Behavioral Health
  • 24/7 Access and $0 Copay
  • Includes Family Members
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Wellness Plan Benefits

  • Online Learning Modules
  • Stress & Sleep Programs
  • Smoking Cessation
  • For Teens
  • For Parents
  • For College Students
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Zig Ziglar Life Coaching

  • One on One life coaching sessions
  • Zig Ziglar webinar sessions
How It Works

Your Path to IMPROVED Benefits

A simple four-step process to implement Quantum Health Benefits

1

Run a Payroll Census

This illustrates company savings, increases in employee take-home pay, and available benefits.

2

Execute Agreements

Once the RFC and MSA documents are signed, we begin the implementation process.

3

Implementation

We coordinate with your HR and Payroll departments to execute and administer the plan.

4

Enrollment

OUR TEAM will help employees enroll, access the WellCare App, and file claims.

Ready to BRING MORE VALUE to Your Benefits?

Do you want to see how much you can save?

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Schedule a Consultation

Book a time that works for you to learn more about how QHB can benefit your organization.

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Have Questions?

OUR TEAM is ready to answer any questions you may have about Quantum Health Benefits.